First time buyer
Becoming a First-time home buyer is a moment that you will never forget. And, here we can help make the whole process as simple as possible so you can enjoy the moment without any worries.
We will take care of you from the moment you begin looking for your dream home to your moving day, and throughout the duration of your mortgage. Our dedicated support and service team will help you find the best deal for you, and offer tailored advice suited to your circumstances. Plus, we can get you a deal three times faster than usual!
We will manage your application and keep you updated at every stage in order to ensure a smooth process.
Moving home
Moving house is an exciting time,
We're here to make sure your home move is exciting for all the right reasons. Whether this is your first move or you’ve moved house before, we can take the hassle out of finding the right mortgage for you.
Please get in touch with us and your friendly mortgage advisers will get back to you as soon as possible.
Helping you make all the right moves. That's what we're here for.
Remortgage
When it's time to consider your options...There is many reasons why you might want to Remortgage.
Maybe you're moving to a better rate, or your fixed rate is up for renewal. Whatever the reason, our remortgaging team will help you understand how remortgaging works and whether it's a good time to remortgage.
If you don't understand what you're looking for, please get in touch with us and we will get back to you as soon as possible.
Making your remortgage as smooth and simple as can be. That's what we're here for. .
Help to buy
The Help to Buy scheme is an initiative set up by the UK government with the aim of helping more people become homeowners. The scheme offers three solutions to help prospective buyers:
-
Help to Buy ISA
-
Help to Buy Equity Loan
-
Help to Buy Shared Ownership
This scheme was designed to help buyers take out 95% mortgages with a 5% deposit, with the government taking on more of the risk and protecting the lender.
Please feel free to contact us if you need a Help to Buy mortgage. That's what we are here for.
Buy to Let
A Buy to Let Mortgage is a product aimed at prospective landlords who want to purchase a property to rent out to others, rather than as a residence.
To take out a buy-to-let loan, the majority of lenders will require you to have a good credit record and income, as you will usually be taking on the responsibility of a second mortgage. Almost all lenders will not consider first-time buyers for a buy-to-let loan, either.
If you’re thinking about becoming a landlord, we can help you find the deal that works for your property of choice. We’ll also walk you through the application process and make sure all your paperwork is in place, which can be especially helpful for new landlords.
Bridge Loan
Bridge loan is is a type of gap financing arrangement wherein the borrower can get access to short-term loans for meeting short-term liquidation.
Bridge loans help in bridging the gap between short-term cash requirements and long-term loans. These loans are normally extended for a period of 12 months.
The same may require cross-collateralization herein the collateral used in one loan can be used as collateral for a different loan. Here the loan to asset value ratio can be low depending on the risk propensity of the lender.
If you are hurry to get your house secured, you need the Bridge Loan, please get in touch, we will try our best to get you where you want to be.
